OrbitX Account Opening
Privacy Notice
Last Updated - 30-12-25
FACTS
WHAT DOES THIRD NATIONAL (“ISSUER”) DO
WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how
we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
What?
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
■ Social Security number and date of birth
■ Account balances and payment history
■ Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this
notice.
How?
All financial companies need to share customers’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
customers’ personal information; the reasons Issuer chooses to share; and whether you can limit
this sharing.
Reasons we can share your
personal information
Does Issuer share?
Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes
No
For our marketing purposes—
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes—
information about your transactions and experiences
Yes
No
For our affiliates’ everyday business purposes—
information about your creditworthiness
No
WE DON’T SHARE
For our affiliates to market to you
No
WE DON’T SHARE
For nonaffiliates to market to you
No
WE DON’T SHARE
Questions? Email at support@orbitxpay.com or go to https://orbitxpay.com/
Who we are
Who is providing this notice?
Issuer
What we do
How does Issuer protect my personal
information?
To protect your personal information from unauthorized access and
use, we use security measures that comply with federal law. These
measures include computer safeguards and secured files and
buildings.
How does Issuer collect my personal
information?
We collect your personal information, for example, when you
■ open an account or perform transactions
■ pay your bills or reload funds
■ use your card
We may also collect your personal information from others, such as credit
bureaus, affiliates, and other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
■ sharing for affiliates’ everyday business purposes—information about
your creditworthiness
■ affiliates from using your information to market to you
■ sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to
limit sharing. See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can be
financial and nonfinancial companies.
■ Issuer does share with our affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be
financial and nonfinancial companies.
■ Issuer does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
■ Issuer may partner with certain non-affiliated financial companies to
offer financial products and services to you.
Other important information
California and Vermont: In accordance with state law, we will not share your personal information with nonaffiliates except
as permitted by law, including for example, for our own marketing purposes, for everyday business purposes,
such as servicing your account, or with your consent.
Nevada: You are being provided this notice pursuant to Nevada law. You may be placed on our internal Do Not Call List by
following the directions in the To Limit our Sharing section above. Nevada law requires that we provide you with the
following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington
Ave., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; email: agInfo@ag.nv.gov North Dakota: In accordance with North Dakota law, we will not share information we collect about you with companies outside of our corporate family, except as permitted by law, including, for example, with your consent, to service your account. Residents of North Dakota are opted out from nonaffiliate marketing by default. We will limit sharing among our companies to the extent required by North Dakota law.
OrbitX is a financial technology company and not a bank or regulated financial institution. Regulated Financial services are rendered by our partner banks and regulated financial institutions. Write to us if you have any queries regarding this.
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